Credit score 520+
When selecting data for a new marketing campaign, it’s important to know you are connecting with consumer who are willing and able to accept your offer. Credit data is one of the best sources of household level information available.

  • Auto Loan
    • Auto Loan Months remaining (1 – 21 months)
    • Current Auto Loan paid (50% - 99% paid)
    • Auto Loan status (100% paid, no auto loan on file)
    • Open Auto Loan (no open auto loan, open auto loan)
    • Auto Loan Monthly payment amount (<$200 - $600+)
    • Auto Loan Payoff amount ($2,500 - $20,000+)
    • Term of Loan (1 month - >60 months)
  • Auto Lease
    • Auto lease Months remaining (1 month – 16+ months)
    • Open Auto Lease (no open auto lease, open auto lease)
    • Auto Lease Monthly payment amount (<$200 - $600+)
    • Auto Lease payoff amount ($2,500 - $20,000+)
    • Age of oldest Auto Lease (1 month - >60 months)
    • Age of most recent Auto Lease (1 month - >60 months)
    • Term of Lease (1 month - >60 months)
  • Trades
    • Total number of Trades (1 trade – 30+ trades)
    • Single Trade high credit (qualifies, does not qualify)
    • Age of oldest Auto Trade (1 month - >60 months)
    • Age of most recent Auto Trade (1 month - >60 months)
  • First Time Auto buyer
  • Minimum Credit (2 years or 3 years)
  • Estimated Annual Income ($1 - $100,000+)
  • Length of Residence (1 – 26+ years)
  • Homeowner (sub-prime available)
  • Exact Age (20 – 56+)
  • Inferred Age (18 – 65+)
  • Date of Birth (presence of date of birth, date of birth where available)
  • Hispanic Indicator
  • Homeowner Flag
  • Number of Major Derogs (0 – 5+)
  • Number of Minor Derogs (0 – 4)
  • Current Delinquencies (no current delinquent act)
  • Presence of a Repo (no repo, repo found, over 12 mo. old, found w/in last yr.)
  • No recent repo (no repo w/in last year)
  • Bankruptcy Eliminator (No BK w/in the past 12 months)
  • Revolving Accounts Aggregate Balance Amount ($1 - $30,000+)
  • Phones (where available, 100% phones)

 

 

 
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